New ask Hacker News story: Idea: Non-Recourse Founder Loans

Idea: Non-Recourse Founder Loans
7 by waveid | 2 comments on Hacker News.
Would you take out a non-recourse (zero liability) loan against some of your shares in exchange for interest + shared upside? For example, if you have $10mm in founder equity, would you take out a $2mm loan against your shares for personal liquidity? If the value of your shares went to $0, you would owe $0. But if you IPO'd and your shares were worth $100mm, you would pay $2mm + interest ($250k?) + 10% shared upside ($1.8mm).

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